As you prepared to buy a home in Chetek this year, your to-do list might have included saving for a down payment, getting pre-approved, searching for available homes in Northwestern Wisconsin and applying for a mortgage.
Now that you’re a homeowner, it’s time to make a new list! There are certain items that you should tackle once you’ve moved into a new property— starting an owner’s maintenance manual, for instance. If you’ve just purchased a new home in Chetek or are currently browsing homes in the hopes of buying in the near future, be prepared to cross the following off of your list in the first year in your new property:
Start an emergency fund
Unlike renters, homeowners are responsible for every repair in their home. From the dishwasher breaking to the roof leaking, starting an emergency fund to cover these often unexpected repair costs is always a smart idea!
Learn about your appliances
The appliances in your new home in Chetek may be different from those in your previous home and just like anything else, they have varying life expectancies. For instance, a furnace can last anywhere from 10 to 20 years. Take the time to get to know the appliances and their age so you can plan ahead for replacements.
Get to know the tax credits
Becoming a homeowner in Northwestern Wisconsin has a host of tax advantages! You can deduct mortgage interest and property taxes and if you have made certain upgrades, you may qualify for energy-efficient credits!
Reevaluate your insurance
If you haven’t yet, take a deeper look into your homeowner’s insurance to notify gaps. Flood and fire protection are not always included in standard policies, so it is wise to evaluate your need to increase your coverage after you’ve settled in.
Start an owner’s manual
Getting to know your new home in Chetek will be a work in progress! Start an owner’s manual to document any quirks of the home, how to operate certain appliances, the type of light bulbs that fit in various fixtures, the times you’ve had your furnace or HVAC serviced and when they are due next. Keeping all of these important operating notes in one place will save you time and homeowner headaches later!
Six Lakes Realty
Office: (715) 924-4806